Has Pen . Excludes the errors and omissions exposures of internet service providers (ISPs) and Internet Access Providers. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. Applies the aggregate limit separately to each location specified in the endorsement. There is no exception for liability assumed under an insured contract. Aggregate Limit applies to each designated "location", and that limit is equal to the amount of the Other Than Prod-ucts/Completed Operations Aggregate Limit shown in the Declarations. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). Not approved for general use in Texas, but may be used on large risks or on surplus lines policies. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. Expands the definition of "insured site" in CG 00 39 and CG 00 40 to include any site on which the contractor performs operations for others. Since the endorsement excludes personal and advertising injury, including libel, slander and invasion of privacy, insurance professionals should be certain their E&O policy covers these claims. $2,000,000 general aggregate. Amends the definition of "employee" to remove leased workers from the definition, so that the employee injury exclusion does not apply to cover injuries to leased workers. Modifies the policy to provide coverage needed for airports. . Broad form blanket contractual liability covering all indemnity The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 24 27. Used with experience - rated risks to show experience rating date. Texas uses a special endorsement for these risks. Eliminates so-called "blanket" contractual liability coverage by redefining an insured contract to include only incidental contracts in paragraphs "a" through "e" of the definition. CG 25 03 Designated Construction Projects(s) General Aggregate Limit. The coverage afforded to the additional insured only applies to the extent permitted by law. Project Aggregates for Both Primary and Excess Coverage Insurance policies have something that is referred to as aggregates. This is a professional liability exclusion for the specific risks named. Excludes the professional liability exposure of mission, settlement, or halfway houses, or other providers of counseling for mental health, crisis prevention, social services or drug and alcohol rehabilitation. The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. Bars coverage for products liability claims between named insureds on the policy. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. See CG 22 97 to cover products and professional liability. Must be attached to policies insuring churches. Not approved for general use in Texas. This endorsement is used with auto service risks insured on a CGL, such as car washes, repair shops and tire dealers. An elevator contractor is required to provide evidence of these limits when the contractor obtains a license from the Texas Department of Licensing and Regulation. work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or 2. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes only medical payments (not liability) to children enrolled in a day care center. Excludes the professional liability exposure of veterinarians and veterinary hospitals. (See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) The aggregate market value of the voting and non-voting common equity held by . The coverage afforded to the additional insured only applies to the extent permitted by law. Not approved for general use in Texas, but could be used on a "large risk." See CG 33 95 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Cleanup costs are still excluded. Built in stiffeners help keep the blanket tight to the PVC surface. IL 00 21 - Nuclear Energy Liability Exclusion Endorsement (Broad Form). Used as an alternative to mandatory endorsement CG 21 06 to add coverage for property damage to electronic data when such damage arises out of physical injury to tangible property, subject to a separate limit. Excludes bodily injury and property damage arising out of rolling stock (rail cars) while track is being constructed or repaired. Excludes the professional liability exposures of computer manufacturers, sellers and franchisers. Primary occurrence limit cannot be less than $1,000,000.00. Cover the liability of a parent corporation which arises from the subsidiary's operations. Extends coverage to include BI or PD arising out of the operation of a customer's auto on the insured's premises for purposes other than parking, which is already covered by exception to the auto liability exclusion. The claims-made forms are not reviewed in this Policy Guide. CG 33 91 Texas Additional Insured - Engineers, Architects or Surveyors. Provides a minimum of $5,000 property damage coverage for unique exposures of these risks. As an alternative, insurers use a blanket endorsement. Various endorsements for the miscellaneous coverage forms. Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). Blanket Primary Additional Insureds and Blanket Waiver of Subrogation automatically included ; Multiple carrier options with Minimum Premiums starting at $750; Per Project Aggregate Endorsement automatically included; Incidental professional coverage available for licensed contractors; Broad Contractual Liability Coverage Like endorsement CG 24 03, this endorsement waives immunity of a governmental entity (sovereign immunity) as a defense, if the insured wishes to make such waiver at the time of a claim. Excludes liability arising from acts, errors or omissions in connection with the listed services. Contains the same provisions as CG 22 71 except medical payments to students is covered. Provides additional insured status to a designated person or organization that has granted the named insured a license. Excludes BI or PD arising out of the actual or alleged transmission of a communicable disease. Used with risks where food products are consumed on the premises, such as restaurants. Coverage A already excludes bodily injury to an employee, but this endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not, in the circumstances at the time. The land so leased must be designated on the endorsement. After unloading, the exposure is covered by the CGL. Not approved for general use in Texas. Not approved for general use in Texas, but could be used on a "large risk." (Applicable only to the Owners and Contractors Protective Liability Coverage Part) Adds these professionals as additional insureds (excluding professional liability) when they are engaged by the named insured. Adds the interest of the owner of equipment to a policy covering the named insured who leased the equipment. See CG 26 46 for the appropriate Texas form. Account Coverage B applies to liability caused by the independent contractor. Adds an exclusion to Coverage B (Personal and Advertising Injury) to preclude coverage for liability arising out of access to or disclosure of confidential or personal information. Excludes liability arising out of the products and professional services of the named risks. Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. See CG 22 70. Excludes liability arising out of streets and bridges for their: (1) existence,(2) maintenance (3) use of mobile equipment. Broad form endorsement offered at no additional cost; helps protect . For example if the company does 10 projects per year, the policy limit per project would be $2,000,000 and the aggregate coverage would be $20,000,000 across all of the projects put together. This endorsement converts the OCP coverage part, CG 00 09 , into a general Principal's Protective liability form, such as might be used for a newspaper publisher to provide coverage for independent contractors. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. CG 24 52 Limited Coverage for Designated Unmanned Aircraft (Coverage B Only). This endorsement is used when the company wants to avoid the entire products and completed operations exposure, or when all premises and operations classifications on the policy include this exposure and a separate limit for this coverage is not needed. Excludes liability relating to exposures of the named risks, including design, specifications, supervision and inspection. Deletes the medical payments exclusion for injury to insureds. Creates an exception to the pollution exclusion to cover the escape of a pollutant specifically listed in the endorsement schedule. Excludes premises, operations and products liability Coverage A and B claims arising out of the premises designated in the endorsement. See CG 01 56. Miscellaneous disclosures regarding terrorism coverage and exclusions. The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Same as endorsement CG 24 50 except the exclusion applies only to Coverage A (Bodily Injury and Property Damage Liability). Excludes coverage for personal and advertising injury exposures arising out of a lawyers professional services, as an alternative to excluding all personal and advertising injury coverage for lawyers. Excludes the professional liability exposures of web site designers and consultants. Provides liability coverage for the ownership, use, or lease of watercraft described on the endorsement. Modifies care, custody, control exclusion so that property damage is covered at premises where operations are performed, subject to limit on endorsement. 123 Main St - Contents: $500,000. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. See CG 33 91 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. 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