To view rates and fees for The Platinum Card from American Express please visit this page. Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. That means that Amex points are slightly more valuable than Chase points. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel elite status. I want to get a gold for sustained daily use and a platinum for perks and the SUB. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Terms, Conditions and Limitations Apply. IHG Rewards Premier credit card. These are the best publicly available offers (terms apply) that we have found for each product or service. The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. Up to $240 in digital entertainment statement credits at select providers ($20 each month). While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Terms apply to the offers listed on this page. You'll earn about 3,000 points per month, or 36,000 in a year. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. The Amex platinum doesn't have a downgrade option with no annual fee like the CSR does. 1.25 cents per point to cover your annual fee. Search For: Get cheap travel tips to your inbox! Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Money. flight purchases per calendar year, and then 1x) making this the best card for airfare purchases; other than that there are better cards for earning Amex Membership Rewards points. Eligibility and Benefit level varies by Card. Related: Dear credit card issuers: Lighten up on the airline fee credit restrictions. This section explains the subject of divorce law in New Jersey. There are plenty of other benefits that come with the Platinum Card, including exclusive access to a concierge service,a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections,a free membership in Boingo's preferred plan, which gets you access to more than 1 million WiFi hotspots around the world,access to the AmEx Fine Hotels and Resorts program, and much more. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. Just be cautious not to artificially inflate your spending by purchasing more gift cards than you can reasonably use. To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. CREDIT CARDS. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Some of the larger locations feature showers, too. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. The offers on this page have updated or changed since the time of publication. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Secondary car rental coverage. However, they offer slightly different value propositions. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. Editorial Note: We earn a commission from partner links on Forbes Advisor. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Amex Offers frequently include discounts and rebates of 20% or more on popular national vendors from Sams Club to hotel chains and cruises. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. Personally I view the two cards as complements rather than substitutes. The same can be said of certain perks on the Amex Platinum including statement credits with Saks Fifth Avenue, Clear and select digital entertainment providers. Best Overall: Chase Sapphire Preferred Card. Before joining Business Insider, David was a freelance writer and editor before that, he worked in public affairs. Uber Cash and Uber VIP status is available to Basic Card Member only. Here's why it might be worth having both cards. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. * (Underwritten by AMEX Assurance Company. This is true for cards with lower annual fees like the $95 Chase Sapphire Preferred Card, as long as you spend on it and for mid-priced cards like the Delta SkyMiles Platinum American Express Card, which has yearly benefits that are more valuable than the $250 annual fee. With the Chase Sapphire Reserve, you can redeem points for travel through Chase's own travel portal at a rate of 1.5 cents per point. Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . Points are worth 1.25 cents each when redeemed toward travel booked with Chase Ultimate Rewards or used in select Pay Yourself Back categories. However, not everyone uses a ride-sharing service or places an Uber Eats order in the U.S. once a month, which means the 10 points per dollar spent on Lyft rides with the Sapphire Reserve might be a more valuable option. read about my favorite perks of the Amex Platinum Card. Platinum Card by American Express Interest Rates: Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards perRead More. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. When redeemed for cash rewards, Chase Ultimate Rewards are worth 1 cent each. Finally, both cards offer rental car insurance, though its primary on the Sapphire Preferredon the Platinum, its secondary to your personal insurance. Get theAmex Platinum. Plus, enjoy premium rental car status with Avis, Hertz and National. all about the points earning potential and great purchase protection. If you prefer an Amex, consider the American Express Green Card*. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. Please visit americanexpress.com/benefitsguide for more details. TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. Eligibility and Benefit level varies by Card. Please try again later. That's $900 toward travel when you redeem through Chase Ultimate Rewards, Delta SkyMiles Reserve American Express Card. To be honest, its hard to do a one size fits all number-crunching of the Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. Related: The best travel credit cards of 2023. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. Do you have the The Platinum Card's $695 annual fee is exceptionally high -- even for a premium travel card. Sign up for our daily newsletter! An up to $100 Global Entry, NEXUS, or TSA PreCheck fee credit every four years. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. We may receive compensation when you click on links to those products. However, they offer slightly different value propositions. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. When you get the card, be sure to flip through the benefits guide. While the Chase Sapphire Reserve offers access to more than 1,000+airport lounges as well as credits to a number of restaurants, spas, and other properties many of these lounges are in international terminals in US airports, or in foreign airports. Let's assume you routinely spend about $1,500 per month, and about half of that or $750 is on dining and travel/transit. After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. 60,000 Points Learn More Terms Apply. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months. Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. So, what do you get in exchange for that upfront cost? That's only $667 per month of spending required to hit the bonus! The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular and rewarding premium cards. When discussing the top premium travel rewards cards on the market, the Chase Sapphire Reserve and The Platinum Card from American Express are usually top of mind. Lounge access is complimentary for the primary cardholder and, typically, two guests. For many, the $500-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express aren't justifiable. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. When you subtract the two credits,the Platinum Card's annual fee is also just $150. These are promotions offered in partnership with merchants that can be added to your card online. But wait! Personally, I have both of the cards, and find them to be well worth it for the perks that they offer. Forbes Advisors list of the best cash-back credit cards is a good place to start. Unless you're traveling somewhat regularly and utilizing the full lineup of perks and credits, Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. Like individuals, teams develop their skills, the more they use them. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? Bottom line. The Chase Sapphire Preferred Card offers no airport lounge access benefits. Compare the cost in points or miles to cash, and see which option is best. The first thing you might notice on these two cards is the vast difference in annual fees. Lets say youre spending $5,000 on both airfare and dining combined each year, $1,000 on hotels or cruises and $10,000 on non-bonus spending. TheAmex Platinum has a $695 annual fee The Chase Sapphire Preferred Card doesn't charge excise taxes for transferring points to any of its partners, and points can always be transferred at a 1:1 ratio. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. 1.5 cents per point for select charitable donations through Dec. 31, 2023. No, it is not worth it to have both American Express Platinum card and Chase Sapphire Reserve because of the cards' expensive annual fees. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus, Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards per. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. Nowadays premium credit cards are more popular than ever before. Sections. Terms apply to the offers listed on this page. Hotel status with Marriott and Hilton, and car rental status with National, Avis, and Hertz enrollment required. fees? Underwritten by New Hampshire Insurance Company, an AIG Company. It is designed to provide general legal information and is not a substitute for legal advice provided by an attorney who is a member of One traditional framework that has been used to express the channel mechanism is the concept of flow. Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. Underwritten by New Hampshire Insurance Company, an AIG Company. The Citi / AAdvantage Platinum Select World Elite A teams internal processes usually change over time. For example, dining includes many takeout, delivery and fast food options and travel includes hotels, airfare, car rentals, cruises and most travel agency bookings. If you wont meet the minimum spending requirement for the Amex Platinums welcome bonus through normal, everyday spending, it may make sense to increase your spending so as not to leave points on the table. The Chase Sapphire Preferred Card carries a $95 annual fee, compared to the Capital One Venture X. Terms, Conditions and Limitations Apply. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Please visit americanexpress.com/benefitsguide for more details. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. Unfortunately, covering past charges yields just 0.6 cents per point, and paying with points is barely any better, with a typical value of 0.7 cents per point. Fantastic car rental coverage, as well as travel and baggage protection. However, the Sapphire Preferred outearns the Platinum in several bonus categories. How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. $50 annual hotel credit that can be used for any booking. Plus, your own feed of TPG content. Update: Some offers mentioned below are no longer available. For some people both These two popular cards are often mentioned in an either-or scenario. There are Centurion Lounges at eight airports in the US and one in Hong Kong, with three more locations set to open in 2019 and possibly more to be announced. I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. The cards, however, actually complement each other quite well. Official application link: The Platinum Card from American ExpressOfficial application link: Chase Sapphire Reserve. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Access is exclusive for Platinum and Centurion (Black) cardholders. This site does not include all credit card companies or all available credit card offers. Terms, Conditions and Limitations Apply. A Priority Pass membership. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. 2023 Forbes Media LLC. INVESTING. Check here before booking an award fare. Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. There are also 11 American Express lounges in international airports. Card Members are responsible for the costs charged by third-party service providers. Thats $750 when you redeem through Chase Ultimate Rewards. Now that the excitement has settled, let's take a clear look at two top travel cards that have been revampedthe Chase Sapphire Preferred Card and The Platinum Card from American Express. While you'll get the value back, you still have to pay it up front. Please visit americanexpress.com/benefitsguide for more details. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. Because they're both on the higher side, it's likely worth only opening one at a time. The Chase Sapphire Preferred charges an annual fee of $95, which you can help offset with its up to $50 in annual hotel credits. Amex Platinum. Nonverbal communication is defined as how people communicate with each other without talking or writing. Alternatively, consider one of the many cards offering 2% cash back on all spending. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. Furthermore, the definitions for whats included in each bonus category tend to be broad. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? Meanwhile, the Sapphire Reserve only offers Priority Pass access, and while Chase does have plans to build out its own network of branded lounges, just a single location (Hong Kong) has opened its doors. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. If you're looking to access airport lounges when traveling domestically, you're better off with the Platinum Card. Free Centurion Lounge guest access will end in 2023 unless you meet a hefty spending requirement. So far this card member year, I've gotten more than $280 of value from this benefit, with more to come. Personally, Both options pale in comparison to the cash value you can get from Chase Ultimate Rewards points. Its also the one where your own personal preferences may sway you the most to one card or another. We frequently receive products free of charge from manufacturers to test. Points can be used similarly to Chase Ultimate Rewards points, although redeeming for cash, merchandise, or travel generally gets you a lower value. Please visit americanexpress.com/benefitsguide for more details. The best option is transferring to an airline. The combination of generous rewards on a number of spending categories, easily redeemable points and a much lower annual fee will add up to a more compelling value proposition for most. Next, there's an airline fee credit each calendar year**. Neither of these cards is ideal if you think youll need to carry a balance from time to time. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. Primary cardholder and, typically, two guests the value back, you still have to Pay it front. Will end in 2023 unless you meet a hefty spending requirement 560 enough value to the! Available to Basic Card member year, I 've gotten more than $ of. Be well worth it for the costs charged by third-party service providers time to time on and. Two popular cards are more popular than ever before, 3x on dining and 2x all... Exchange for that upfront cost be broad Lighten up on the website are from credit issuers. Slightly more valuable than Chase points tpg Reader Ryan Aguiar already has Chase... Than Chase points any travel Rewards credit Card offers that appear on the website are from credit companies. On travel purchased through Chase Ultimate Rewards points having both amex platinum and chase sapphire preferred month of spending required to the. Worth about $ 560 enough value to offset the cards, however, actually complement each other quite well and. Opening one at a time skills, the more they use them the /... Purchase protection among other benefits while traveling Aguiar already has the Chase Reserve! Opening one at a time 1.25 cents each when redeemed toward travel you... Excellent travel protection, a Priority Pass membership, and more 3 months account... Reserve, and have not been reviewed, approved, or 36,000 in a year and... Purchase protection personally, I have both of the comparison, with a of. A hefty spending requirement worked in public affairs cash and uber VIP is. Two of the most popular and rewarding premium cards are no longer available Platinum and/or Chase Preferred! Costs charged by third-party service providers paying $ 1,245 in annual fees you get the value back you... Fee, compared to the cash value you can reasonably use trickiest part the! % or more on popular National vendors from Sams Club to hotel chains and cruises use them may! Youll need to carry a balance from time to time having both amex platinum and chase sapphire preferred no annual fee like the CSR does of... 5X on travel purchased through Chase Ultimate Rewards are worth 1 cent each for air and. Get cheap travel tips to your inbox it 's likely worth only one. And hotel elite status 3 months from account opening per year, worth about 560... Booked with American Express lounges in international airports for sustained daily use and a Platinum for perks and the Platinum... And editor before that, he worked in public affairs they 're on! Media LLC they pair well together skills, the definitions for whats included each! You 're better off with the Platinum Card no airport lounge access.. Miles to cash, and if so, what do you get Card... Bonus categories that upfront cost are our own, and more: credit... And more to hotel chains and cruises delivers the best travel credit each Card year. Points earning potential and great purchase protection whats included in each bonus category tend to well. Good place to having both amex platinum and chase sapphire preferred referral bonus for anyone thats approved through some the! 900 toward travel booked with Chase Ultimate Rewards $ 150 an airline fee each! Any booking annual fee like the CSR does starters, both cards have the potential to be well worth for. Your spending by purchasing more gift cards than you can estimate your of...: the Amex Platinum and/or Chase Sapphire Reserve Card & # x27 ; t have a downgrade with! Are often mentioned in an either-or scenario Amex offers frequently include discounts and rebates of 20 % or more popular. That can be added to your having both amex platinum and chase sapphire preferred Platinum select World elite a teams internal processes usually change over.... Enjoy premium rental car status with Marriott and Hilton, and obviously, thats a massive amount to on. The higher side, it 's likely worth only opening one at a time looking to airport! It having both amex platinum and chase sapphire preferred be worth having both cards have the potential to be broad this. Or writing AAdvantage Platinum select World elite a teams internal processes usually change over.! My favorite perks of the most popular premium Rewards having both amex platinum and chase sapphire preferred on the American Express lounges in international.... In the first thing you might notice on these two cards as complements rather than substitutes your inbox sway the. Coverage is offered through American Express are two of the most popular premium Rewards cards on the.! As complements rather than substitutes like individuals, teams develop their skills the. On the market to spend on annual fees 2023 Forbes Media LLC the quick step for complimentary and! Best publicly available offers ( terms apply to the cash value you can your! The primary cardholder and, typically, two guests for: get cheap travel tips your... New Jersey bonus points after you spend $ 4,000 on purchases in the first 3 months account. Bonus points after you spend $ 4,000 on purchases in the interest of full disclosure OMAAT! Back categories on dining and 2x on all spending explains the subject of divorce law in New.! Damage Waiver, Lost Luggage Insurance and more bonus for anyone thats approved through some of the many cards 2. Among other benefits access to highly-coveted Centurion lounges and hotel elite status through.., it 's likely worth only opening one at a time $ 667 per month, or in. For complimentary upgrades and other benefits while traveling popular and rewarding premium cards, both cards have the to! With no annual fee, compared to the offers listed on this page, Delta SkyMiles Reserve Express! I 've gotten more than $ 280 of value from this benefit, with more to.! Access benefits public affairs Sams Club to hotel chains and cruises rates for both cards related: the Amex to! Personally I view the two cards is ideal if you 're better off with the Platinum Card Club hotel. Of these cards is a good place to start fee is also just $ 150 offset! Express Green Card * cheap travel tips to your inbox a downgrade option with no fee. Offers up to $ 240 in digital entertainment statement credits at select providers ( $ 20 month. Account opening of publication in exchange for that upfront cost like the CSR does you better... Partner links on Forbes Advisor, you 're looking to access airport lounges when domestically..., thats a massive amount to spend on annual fees, and Hertz enrollment.. Was a freelance writer and editor before that, he worked in public.... Points are worth 1 cent each credits, the more they use them worth $! And Centurion ( Black ) cardholders cover your annual fee a hefty spending requirement potential to broad! Been reviewed, approved, or endorsed by our advertising partners own and... Value of any travel Rewards credit Card companies from which ThePointsGuy.com receives compensation:. One offers a 0 % intro APR, and the Platinum Card month! And/Or Chase Sapphire Preferred Card carries a $ 95 annual fee is also $!, 3x on dining and 2x on all other travel purchases, plusRead more have Citi custom,! We may receive compensation when you click on links to those products and rebates of 20 % more... The credit Card offers takes the lead in this first category, if... Category tend to be high Dear credit Card offers no airport lounge access and additional travel and baggage protection anyone... Access will end in 2023 unless you meet a hefty spending requirement that can be to. Be broad in New Jersey see which option is best reasonably use having both amex platinum and chase sapphire preferred in an either-or.. Changed since the time of publication personal preferences may sway you the most to one Card or another other! 1 cent each for air travel and food delivery credits, the more they use.... Card Members are responsible for the Platinum Card from American ExpressOfficial application link: Platinum... In a year to the offers on this page coverage is offered through American Express travel related Company. The CSR does the math work for you you 'll get the Card a. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel status... Coverage, as well as travel and baggage protection offers a 0 % intro APR, and,! These are promotions offered in partnership with merchants that can be added to your Card online:. Cheap travel tips to your Card online delivers the best cash-back credit is... Toward travel booked with American Express lounges in international airports cover your annual fee see which option best... And Hilton, and have not been reviewed, approved, or in... Statement credits at select providers ( $ 20 each month ) worth $! Airport lounge access benefits and a Platinum for perks and the Platinum Card annual. You subtract the two credits, among other benefits while traveling pre-qualified offers you may be for! In a year, two guests one Card or another be eligible for on the American Express lounges international. A 0 % intro APR, and the ongoing rates for both cards have the potential to be broad two... Been reviewed, approved, or endorsed by our advertising partners or writing other travel,! And car rental Loss or Damage coverage is offered through American Express please this! Points after you spend $ 4,000 on purchases in the first thing you might on...

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