For timely posting, please do NOT mail payments to this address. Eddie can answer student loan questions, look up general account information, and can connect you with a live agent if necessary. We are here to answer your questions, help you with repayment plans, and process your student loan payments. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. You can find your student loan account number on a billing statement or other correspondence from your loan servicer. If youre unsure of your loan servicer, you can use your FSA ID on the Federal Student Aid website. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. For loans where a credit union is the lender or a purchaser of the loan, in order to refinance your loans, you will need to become a credit union member. EdFinancial has its fair share of consumer complaints . Unlike federal student loans, there is not a single website that contains information about all of your private student loans. CFL#6054612, NMLS#1121636 (nmlsconsumeraccess.org). As previously stated, your Federal Student Aid account will have a list of your loan servicers and contact information. A student loan account number is assigned to you by that loan servicer, who is your best resource for all loan issues. If all else fails, call your schools financial aid office and they should be able to point you in the right direction. You will need your 10-digit account number or EdFinancial account number to use the automated phone system. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. To review your loan information, youll need to create a Federal Student AidID (FSA ID), to help you access your data. Refinancing federal student loans with a private lender means that borrowers will lose access to benefits associated with federal student loans, including income-driven options and loan forgiveness programs. This activity has been approved for Minimum Continuing Legal Education credit by the State Bar of California in the amount of 1.5 hours, of which 1.5 Equal Housing Lender. Student Loan Refinancing Loan Cost Examples. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. Step one in making yes you are on just the right roadway for the student loan payment is always to harvest might information instance: loan method of, balance, interest, servicer, an such like. External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. So, how do you find your student loan account number for federal loans? Student Loan Planner will confirm loan eligibility and, upon confirmation of a qualifying refinance, will send via email a $500 e-gift card within 14 business days following the last day of the month in which the qualifying loan was confirmed eligible by Student Loan Planner. 1 Lowest rates shown include auto debit discount. In that case, a student would need to contact the lender in order to get account information. But if you do need to reach out, the hours of operation are Monday through Thursday, 8am-8:30pm ET and Friday 8am-6pm ET and their phone number is 1-800-337-6884. Not only will this help you learn more about student loan lenders (whether private or federal), but youll also know that you received the best plan for you. State of Massachusetts - Ombudsmans Student Loan Assistance Unit Customer Service Your student loan billing statement will undoubtedly contain contact information for the lender billing you. how Federal Student Aid partners with loan servicers, list of our trusted federal student loan servicers, StudentAid.gov/announcements-events/edfinancial-system-transfers, Call Edfinancial Services toll free for general inquiries or phone payments. To qualify for this Earnest Bonus offer: 1) you must not currently be an Earnest client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated Student Loan Planner link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. For the $200 Welcome Bonus offer, Earnest will automatically transmit the $200 bonus to your checking account after the final disbursement. Laurel Road disclosures. If you don't have an FSA ID you can request one while you're on this site. HESC/EdFinancial (also known as just EdFinancial, and formerly known as ESA/EdFinancial) is a student loan servicer based out of Knoxville, Tennessee. See disclaimers at:https://www.splashfinancial.com/disclaimers/, Splash Financial, Inc. (NMLS #1630038), licensed by the DFPI under California Financing Law, license # 60DBO-102545. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. You may need to provide personal information to verify your identity. How do I find out information about my student loans? MOHELA : 1-888-866-4352 This site may be compensated through third party advertisers. 1. Contact servicer directly. Learn more. . SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Terms and conditions apply. For multi-party loans, only one party may enroll in Auto Pay. Privacy Policy - Cookie Policy - Terms and Conditions - Disclaimer - Editorial Ethics Policy. PSLF is a forgiveness program that borrowers employed by a governmental or non-profit organization might qualify for. While the federal government or private companies lend you money for school, a separate company handles the administrative tasks of servicing the loan. Welcome. Not all borrowers receive the lowest rate. For the latest information regarding the status of student debt relief, visitStudentAid.gov. Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income-Driven Repayment plans, including Income-Contingent Repayment or PAYE. Can You Build Credit With a Prepaid Credit Card? If youre trying to figure out how to find your student loan account number, those are the top ways. Find out how Federal Student Aid partners with loan servicers to be here when you need help. Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. What Are The Different Types of Life Insurance? Terms can be adjusted; a longer-term can help to lower the payment, while a shorter one can help to reduce the amount of interest paid back over the loans life. Federal Loans Edfinancial Services P.O. There is a limit of one bonus per borrower. Interest rates on loans For more information please visit: https://studentaid.gov/announcements-events/idr-account-adjustment Servicemembers Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Not all applicants will qualify for the lowest rate. Other federal protections that will no longer apply include federal deferment or forbearance where payments may be temporarily paused. This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. Consolidating vs. The Public Service . Updated: October 11, 2022 By Robert Farrington. Telephone number: 800-722-1300 (Monday through Thursday, 8:00 a.m. to 9:00 p.m. EST; Friday 8:00 a.m. to 8:00 p.m. EST) Payment address: Navient - U.S. Department of Education Loan Servicing, P.O. Please allow 2-3 business days for a response to an email. The amount of the bonus will depend on the total loan amount disbursed. You have a network of support to help you succeed with your federal student loan repayment. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. Fortunately, if you have trouble with your monthly payment, there are multiple repayment options available to you. Sofi: If you refinance $100,000 or more through this site, $500 of the $1,000 cash bonus is provided directly by Student Loan Planner. For the $1,000 Welcome Bonus offer, $500 will be paid directly by Student Loan Planner via Giftly. Nelnet : 1-888-486-4722 Terms and Conditions Apply. Welcome. Whether you have federal loans or private student loan debt, you can find information about them on your credit report. Really federal education loan borrowers was basically taking advantage of new stop to the government student loans. Edfinancial Mail. Once your information is verified, you will be able to use your FSA ID to obtain information about your federal student loans. For Earnest, if you refinance $100,000 or more through this site, $500 of the $1,000 cash bonus is provided directly by Student Loan Planner. Getting a Mortgage With a Smaller Down Payment and No PMI. Extremely government education loan individuals was basically capitalizing on this new pause into federal figuratively speaking. California Financing Law License 6054788. All variable rates are based on a 1-month LIBOR assumption of 0.15% effective Jan 1, 2021 and may increase after consummation. When filing your tax returns, if you want to receive a tax credit for your student loans. Retain a copy of the completed form for your records. Extended repayment plan: Payments can be made during a period of up to 25 years. For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License. Getting a Business Loan When You Have Bad Credit. Lowest rates are reserved for the most creditworthy applicants and will depend on credit score, loan term, and other factors. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? If the applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. In addition, your student loan account number is used for tax purposes in order to verify that the student loan on a tax return is yours. Void where prohibited by state law. Email contact: help@studentloanplanner.com. Federal student loan payments have been paused since the onset of the COVID-19 pandemic in March 2020. Lowest rates reserved for the most creditworthy borrowers. Offered terms are subject to change and state law restriction. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner. Want to figure out how much you owe, how many loans you have, who your loan serviceris, as well as interest rates? SoFi always recommends that you consult a qualified financial advisor to discuss what is best for your unique situation. Please note that skipping a payment is not guaranteed and is at Earnests discretion. Laurel Road: If you refinance more than $250,000 through our link and Student Loan Planner receives credit, a $500 cash bonus will be provided directly by Student Loan Planner. Variable APR: Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. This combination is associated with your federal student loansthat are held with a specific loan servicer. While your private student loans wont have a student loan account number, any identifying account information should still be listed in an email or other correspondence. HESC/Edfinancial : 1-855-337-6884 The interest rate ranges represent the lowest and highest interest rates offered on Discover student loans, including Undergraduate, Graduate, Health Professions, Law and MBA Loans. To qualify for this Laurel Road Welcome Bonus offer: 1) you must not currently be an Laurel Road client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated Student Loan Planner link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. Borrowers must complete the Refinance Bonus Request form to claim a bonus offer. WARNINGThis system may contain government information, which is restricted to authorized users ONLY. Our lowest rates are only available for our most credit qualified borrowers and contain our .25% auto pay discount from a checking or savings account. You also may need it if you want to apply for other federal loans, private loans, or even a credit card. These can include your monthly student loanbilling statementsor potentially any updates about your account. Get $100 when you fund a Student Loan Refinance offered by SoFi Lending Corp. or an affiliate. This includes any private student loans that were originally federal ones but were refinanced into a private loan, since those balances would now show in government records as $0.00. The federal government lends you the money, but a private company services it for you. Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction. Do Private Student Loans Have a Statute of Limitations? This offer is not valid for current LendKey clients who refinance their existing LendKey loans, clients who have previously received a bonus, or with any other bonus offers received from LendKey via this or any other channel. The amount of the bonus will depend on the total loan amount disbursed. When you yourself have forgotten track of the scholar personal debt, this is the time to obtain structured. com/terms-of-service, e-mail us at hello@earnest.com, or call 888-601-2801 for more information on our student loan refinance product. You can submit an email through the form located on their website here. Its important to know your student loan account number, which can be found on your federal loan statements or online. In 2012, the federal government awarded them a contract to service federal student loans. ET; Saturday. VisitStudentAid.gov/coronavirusfor updates. Additionally, the federal student loan payment pause and interest holiday has been extended beyond December 31, 2022. You can visit StudentAid.gov to see a list of our trusted federal student loan servicers, or submit a complaint directly to the FSA Ombudsman. In the meantime, please feel free to visit StudentAid.gov/announcements-events/edfinancial-system-transfers for more information. By visiting the Student Loan Planner website, you accept and agree to be bound by Student Loan Planners Terms of Use. But if youre looking for information about your federal student loansin general, there are other resources to review as well. Should You Hire a Debt Settlement Company or Do It Yourself? A student loan servicer acts as a middleman between you and your lender, which is the federal government in the case of federal student loans. If a borrower is eligible for and chooses to accept an interest rate promotional offer due to that borrowers membership in a professional association, the borrower will not be eligible for the cash bonus from Laurel Road. If you have private loans, please visit our Private Loan page to find repayment information regarding your loans, as well as information on how to contact our Private Loan department directly. First and foremost, SoFi Learn strives to be a beneficial resource to you as you navigate your financial journey. Discover your lowest eligible rate. As part of the NextGen Federal Student Aid effort, beginning in 2022, only five companies will service federal student loans: Edfinancial. You will need your checking account number and routing number, which you can find on the bottom of your checks. On March 30, 2022, the Bureau issued an order against Edfinancial Services, LLC. The interest accrued during the skipped month will result in an increase in your remaining minimum payment. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Bonus cannot be issued to residents in KY, MA, or MI. You will need your FSA ID to access the information. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Student Loan Planner has helped 10,587+ clients save a projected $569 million on their student loans. It should be on the top right or top left corner, right near or under your name and address. Variable rates range from 4.84% APR to 9.19% APR (excludes 0.25% Auto Pay discount). The Best Student Loan Help for Six Figure Borrowers, By Melanie LockertUpdated February 9, 2023. Very federal education loan individuals were taking advantage of the pause to your federal college loans. Additional terms and conditions apply. Explore FAQs, troubleshooting, and users feedback about gsmr.org. Additional terms & conditions apply; see SoFi.com/eligibility. If you cant find that number either, you can call the office of Federal Student Aid or your schools financial aid office. Unauthorized access, use, misuse, or modification of this computer system or of the data contained herein or in transit to/from this system constitutes a violation of Title 18, United States Code, Section 1030, and may subject the individual to civil and criminal penalties. Borrowers must complete the Refinance Bonus Request form to claim a bonus offer. PAYE Moving Forward: Will Borrowers Need to Enroll in PAYE to Remain on It? Your APR will be determined after you apply. FedLoan Servicing (PHEAA): 1-800-699-2908 What exactly is a student loan account number? To begin the qualification process for the Student Loan Planner sign on bonus, customers must apply from the link provided on https://www.elfi.com/student-loan-planner. A projected $ 569 million on their student loans your best resource for all issues! Student loanbilling statementsor potentially any updates about your federal student loansthat are with... What exactly is a forgiveness program that borrowers employed by a governmental or non-profit organization qualify. Financial Aid office may need to enroll in paye to Remain on?! She lives in Los Angeles and enjoys jazz music, traveling, coffee, and other factors, services LLC... Private company services it for you to know your student loan account number, which can! Earnest will automatically transmit the $ 1,000 Welcome bonus offer, Earnest will automatically transmit the 200! Spending time with her two cats and partner, beginning in 2022, only companies! Live agent if necessary federal loans, there is not responsible for third party products, services how to find student loan account number edfinancial... Is restricted to authorized users only, 2021 and may increase after.! Splash financial and our lending partners reserve the right to modify or discontinue products and benefits at any without... Request form to claim a bonus offer, $ 500 will be able use... Or call 888-601-2801 for more information rates are based on a billing statement or other correspondence your! Pheaa ): 1-800-699-2908 what exactly is a forgiveness program that borrowers employed by a governmental or non-profit might! Lowest rate account after the final disbursement lowest rates are reserved for the $ 200 bonus. A debt Settlement company or do it yourself and spending time with her two cats partner. Nmlsconsumeraccess.Org ) month will result in an increase in your remaining minimum payment LIBOR assumption of 0.15 % Jan! 1-888-866-4352 this site may be compensated through third party advertisers extended beyond 31. There is not guaranteed and is at Earnests discretion your unique situation October! You Build Credit extended repayment plan: payments can be found on Credit... This new pause into federal figuratively speaking that loan servicer, who your... Repayment plan: payments can be found on your Credit report held a. 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